Envelope Lite

EARLY ACCESS

Simple envelope budgeting. Log expenses, track budgets, stay on track. Your financial data stays on your device.

How It Works

Divide your monthly income into 5 budget envelopes. Every time you spend money, log it in the right envelope. See instantly how much you have left.

No accounts. No cloud. No subscriptions. Just a clean, fast habit that takes under 20 seconds a day.

Built on the Kakeibo method - a Japanese budgeting philosophy about being intentional with every transaction. Adapted for the way people actually spend money in Southeast Asia.

Features

  • 5 budget envelopes - Food & Dining, Bills & Utilities, Family & Personal, Savings Fund, Emergency/Debt. Adjustable amounts each month.
  • Quick expense logging - built-in calculator with quick keys. Log a transaction in under 20 seconds.
  • Sub-categories - classify expenses within each envelope for detailed spending insight.
  • Payment source tracking - Cash, Bank Account, E-wallet (Momo, ZaloPay, GrabPay, VNPay), or Card.
  • Discount & voucher tracking - record original price and discount separately. Know what you actually paid vs what you saved.
  • Spending reports - budget vs actual, spending by category, payment source breakdown.
  • Smart daily reminders - adapts to your activity. Already logged today? The reminder stays quiet.
  • Freeform tags - add store names, people, or any context to any transaction.

Your Financial Data Stays on Your Device

Your transactions, budgets, and financial records are stored locally on your device using SQLite. We do not sync, upload, or share your financial data with anyone. If you uninstall the app, the data is deleted.

Envelope Lite is supported by advertisements from Google AdMob. With your consent, AdMob shows ads relevant to you. You can decline personalised advertising at any time and see non-personalised ads instead. Coming soon: an ad-free experience in the full Envelope app.

Read the full Privacy Policy

Status

Now in early access on iOS and Android. Want to know more? Contact us at [email protected]