Envelope Lite

AVAILABLE NOW

Vietnamese-first envelope budgeting. Log an expense in seconds, fully offline, no account. Your financial data stays on your device.

How It Works

Divide your monthly income into ready-made Vietnamese budget envelopes. Every time you spend money, log it. See instantly how much you have left.

In a hurry? Just type the amount and hit save. Picking an envelope is optional, unsorted expenses wait in "Chưa phân loại" until you classify them.

No accounts. No cloud. No subscriptions. Just a clean, fast habit that takes seconds a day.

Built on the Kakeibo method - a Japanese budgeting philosophy about being intentional with every transaction. Adapted for the way people actually spend money in Vietnam.

Features

  • Full Vietnamese interface - switch to English anytime, right from Settings.
  • Log an expense in seconds - type the amount, hit save. Picking an envelope is optional, unsorted expenses wait in "Chưa phân loại" until you classify them.
  • Vietnam-ready categories - Ăn uống, Hiếu hỉ, Grab/Xanh SM, groceries and more.
  • Real payment sources - bank transfer, MoMo, ZaloPay, cards, cash.
  • Monthly reports - budget vs spent, vs prior month per envelope, spending by payment source.
  • Home-screen widget - iOS and Android, dark mode aware.
  • 100% offline - no account, your data never leaves the phone.

Your Financial Data Stays on Your Device

Your transactions, budgets, and financial records are stored locally on your device using SQLite. We do not sync, upload, or share your financial data with anyone. If you uninstall the app, the data is deleted.

Envelope Lite is supported by advertisements from Google AdMob. With your consent, AdMob shows ads relevant to you. You can decline personalised advertising at any time and see non-personalised ads instead. Coming soon: an ad-free experience in the full Envelope app.

Read the full Privacy Policy

Get the App

Envelope Lite is free on the App Store and Google Play.

QR code to download Envelope Lite

On your computer? Scan with your phone and you'll land in the right store.

Questions or feedback? Contact us at [email protected]